Welcome to MS Holdings Enterprise ("Company," "we," "us," or "our"). By accessing or using our website, services, consultations, or communications ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, please do not use our Services.

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MS Holdings Enterprise provides consulting, coaching, educational content, and advisory services in [insert industry/niche if you want to specify]. All Services are for informational and educational purposes only and are not a guarantee of any specific result.

Results are not guaranteed. Any examples, case studies, or testimonials we provide are exceptional results, which do not apply to the average client. Your results will depend on many factors, including but not limited to your background, effort, experience, and market conditions.

By using our Services, you acknowledge that MS Holdings Enterprise makes no guarantees of financial or business success and is not responsible for your success or failure.

FTC Compliance Notice:

We comply with the Federal Trade Commission (FTC) guidelines. Any statements related to earnings or income represent estimates only and are not guarantees of what you will achieve.

By providing your contact information, including email address and/or mobile number, you consent to receive marketing communications from us via email and SMS.

Message and data rates may apply.Frequency of messages will vary. You may opt-out at any time by clicking "unsubscribe" in emails or replying "STOP" to SMS messages.We respect your privacy and will never sell or share your contact information with unauthorized third parties. For more information, see our Privacy Policy.

All content, materials, designs, graphics, logos, and trademarks associated with MS Holdings Enterprise are the exclusive property of the Company. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

All fees for Services are due at the time of purchase unless otherwise specified. Due to the nature of our Services, all sales are final and non-refundable, unless otherwise explicitly stated in writing.

To the fullest extent permitted by law, MS Holdings Enterprise shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of our Services. Your sole remedy for dissatisfaction is to discontinue using the Services.

Our Services may contain links to third-party websites or resources. We are not responsible for the availability or accuracy of such external sites or resources and do not endorse and are not responsible or liable for any content, products, or services on or available from such websites.

You agree to indemnify, defend, and hold harmless MS Holdings Enterprise and its affiliates, officers, agents, employees, and partners from any claim or demand, including reasonable attorneys' fees, arising out of your use of the Services, your violation of these Terms, or your violation of any rights of another.

These Terms shall be governed by and construed in accordance with the laws of the State of Kentucky, without regard to its conflict of law principles.

We reserve the right to update these Terms at any time. Changes will become effective immediately upon posting. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

MS Holdings Enterprise

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

MS Holdings Enterprise ("Company," "we," "us," or "our") respects your privacy and is committed to protecting it through this Privacy Policy. This Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or engage with us through other channels, including email and SMS communications.

We may collect the following types of information:

Personal Information: Name, email address, mailing address, phone number, and any other information you provide directly to us.Payment Information: Billing address, payment card details (processed securely via third-party processors).Marketing Data: Preferences regarding receiving marketing communications.Technical Data: IP address, browser type, operating system, referring URLs, and other similar information collected automatically.

We use your information to:

Provide, operate, and maintain our ServicesProcess transactions and send transactional communicationsSend promotional communications (email and SMS) with your consentImprove our website and ServicesRespond to customer service requestsComply with legal obligations

If you opt-in to receive marketing communications from us:

You may receive emails and SMS messages.Message and data rates may apply. You can unsubscribe at any time by clicking "unsubscribe" in emails or replying "STOP" to SMS messages.

We respect your preferences and will act promptly upon receipt of your request to opt-out.

We may share your information with:

Service Providers: Vendors who assist in providing our services (e.g., payment processors, email/SMS platforms)Legal Requirements: When required to do so by law or in response to valid legal requests. Business Transfers: In connection with a merger, sale of assets, financing, or acquisition.

We do sell, rent, or trade your personal information to third parties.

We implement industry-standard security measures to protect your information. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to protect your personal information, we cannot guarantee its absolute security.

We use cookies and similar tracking technologies to:

Enhance user experienceAnalyze website trafficServe targeted advertisements (if applicable)

You can control cookies through your browser settings.

You have the right to:

Access, correct, or delete your personal informationObject to or restrict processing of your informationWithdraw consent at any time (without affecting the lawfulness of processing based on consent before its withdrawal)

To exercise any of these rights, please contact us at [Insert Contact Email].

Our Services may contain links to third-party websites. We are not responsible for the privacy practices or content of such websites. We encourage you to read their privacy policies.

Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Effective Date." Your continued use of our Services after any changes signifies your acceptance of the updated policy.

MS Holdings Enterprise

By using our Services, you acknowledge that you have read and understood this Privacy Policy.